Best Insurance Companies with a DUI
What It Means to Have a DUI On Your Record
Getting a DUI is a serious offense that can have serious consequences. A DUI, or driving under the influence, is when a person is caught driving while impaired due to alcohol or drugs. Depending on the state and the severity of the DUI, the repercussions can range from hefty fines to jail time. One of the most lasting effects, however, is the impact it can have on your insurance premiums.
How a DUI Affects Your Insurance
When you are convicted of a DUI, your insurance company is likely to raise your rates. The amount of the increase is based on a few factors, including the severity of the conviction, the type of car you drive, and your insurance company. Most insurance companies view a DUI as a high-risk driver and will charge you more for coverage.
Finding Insurance with a DUI
It is possible to find insurance with a DUI on your record, but it may be more difficult. You may have to shop around to find an insurer that is willing to cover you. Some insurers specialize in high-risk drivers, so they may be more likely to provide coverage. Additionally, some states have programs that provide insurance for high-risk drivers, so it's worth looking into these options as well.
The Best Insurance Companies with a DUI
If you have a DUI on your record and are looking for insurance, here are some of the best companies to consider:
- Progressive – Progressive has a program specifically for high-risk drivers, and they may offer discounts for those with a DUI.
- Geico – Geico offers coverage for high-risk drivers, and they may offer discounts for those with a DUI.
- AAA – AAA offers coverage for high-risk drivers, and they may offer discounts for those with a DUI.
- State Farm – State Farm may be willing to cover high-risk drivers, and they may offer discounts for those with a DUI.
- Allstate – Allstate offers coverage for high-risk drivers, and they may offer discounts for those with a DUI.
Tips for Finding the Best Insurance with a DUI
When shopping for insurance with a DUI on your record, here are some tips to keep in mind:
- Compare quotes from multiple companies to find the best rate.
- Look for insurers that specialize in high-risk drivers.
- Take advantage of any discounts available for those with a DUI.
- Check your state's programs for high-risk drivers.
- Be honest about your DUI when getting quotes.
Having a DUI on your record can make it more difficult to find the best insurance, but with some research and the right insurer, you can find coverage that meets your needs.